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If you are Homeowner struggling to deal with a sharp increase in your adjustable mortgage payments, and are staring down the barrel of a foreclosure notice, then maybe we can provide a resource to help you..

The crisis is most severe in subprime mortgages, loans provided to borrowers with weak credit, but it is now spreading to other types of mortgages, according to a quarterly report released by the Mortgage Bankers Association.

WASHINGTON -- Congress returned from vacation with a series of proposals that could reconfigure the mortgage market, suggesting lawmakers are in a mood to make substantial changes in the wake of the summer's subprime mess.

We are here to help you!, At National Mortgage Help, we are here to help you find information concerning your mortgage woes, your foreclosure questions and any issues you may have concerning your current mortgage, loan or banking issue. Because things are changing so quickly in the mortgage and loan industry and because it so volatile right now with the high number of foreclosures. You need to have up to date information on what you can do to stem the tide of foreclosure and change things for the better. National Mortgage Help can provide the resources you need to get out from under your financial crisis. Use the site as much you need, and check back frequently for updates.

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New Mortgage Foreclosures Set Record , WASHINGTON (AP) — Homeowners, struggling to deal with sharp increases in their adjustable mortgage payments, got hit with a record number of foreclosure notices in the spring as the crisis in subprime lending intensified.

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National City braces for $200M hit from mortgages, National City Corp. is warning investors that recent steps to cope with the sluggish mortgage market will result in a $200 million hit to its mortgage division for the quarter.

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The common ground between House and Senate Democrats increases the likelihood that Congress will complete some kind of mortgage legislation. The precise details and timing remain hard to predict.This summer, a growing number of foreclosures and delinquencies among borrowers with subprime and some other types of mortgages led to a freeze in certain sectors of the credit market. Officials have worked to calm jittery financial markets, with limited effect.

Underpinning much of the subprime boom was the rapid growth of a secondary market for mortgages, in which lenders packaged loans as securities and sold them to other investors. That spread the risk among many different players. Critics charged that because liabilities were thinly spread, neither lenders nor investors had enough incentive to make sure loans were sound.

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